watchout
When You've Outgrown Third-Party Solutions
Core Banking Infrastructure Constraints
- High per-transaction costs with BaaS providers
- Limited customization of banking features
- Restricted access to banking APIs
- Dependency on provider's development roadmap
- Basic account management capabilities
Identity & Compliance Limitations
- Per-verification costs becoming unsustainable
- Limited customization of KYC workflows
- Basic AML screening capabilities
- Restricted market-specific compliance rules
- High false positive rates in verification
Card Issuing & Processing Bottlenecks
- Limited control over card program features
- High per-card issuing costs
- Restricted BIN sponsorship options
- Basic card control features
- Inflexible reward programs
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