TABLE OF CONTENT

About the Client

The client is a pioneering fintech company in Saudi Arabia, offering a one-stop B2B payment solution for merchants. Their platform provides flexible payment methods, credit lines, and invoice management, helping businesses improve cash flow and operational efficiency. With government regulations reducing cash availability, the company saw an opportunity to create a cashless ecosystem.

Business Situation

The client faced multiple challenges in digitizing B2B payments, requiring a robust, scalable, and regulatory-compliant solution.

Limited Payment Options – Merchants lacked flexibility in choosing payment methods, slowing down transactions.
Invoice Management Gaps – Tracking invoices was inefficient, causing delays and financial discrepancies.
Scalability Issues – The platform needed to accommodate increasing merchants and transactions without performance issues.
Compliance with Regulations – The system required built-in regulatory compliance to meet financial standards.
User Experience Challenges – A complex interface made payment and credit management difficult for users.
Lack of Real-Time Insights – Vendors and merchants needed instant transaction and payout tracking.

The Solution

Unthinkable Solutions built a secure, intuitive, and scalable B2B payment application, enabling seamless transactions and invoice management while ensuring compliance with financial regulations.

Multi-Payment Options – Integrated Mada, wallets, and credit lines for flexible transactions.
Advanced Invoice Tracking – Allowed merchants and vendors to monitor invoice status in real time.
Scalable Architecture – Built with Flutter, Node.js, and PostgreSQL for high performance.
Regulatory Compliance – Ensured seamless reporting and documentation for financial authorities.
User-Friendly Mobile & Web Apps – Designed for merchants, sales teams, vendors, and admins.
Real-Time Transaction Insights – Provided instant tracking of payments, credit usage, and payouts.

The Impact

The new B2B payment platform transformed how businesses in Saudi Arabia handle transactions, providing merchants with greater financial control. Automated invoice management, secure payment options, and streamlined credit applications significantly improved efficiency. Vendors and admins now have real-time access to financial data, enhancing decision-making. The success of this project led the client to expand their partnership with Unthinkable Solutions, developing additional features such as a wallet top-up system, further strengthening the digital payment ecosystem.

Conclusion

Unthinkable Solutions’ expertise in fintech development enabled the client to build a next-generation B2B payment platform, driving financial transparency, operational efficiency, and business growth. By integrating advanced payment methods, seamless invoice tracking, and real-time transaction insights, the solution empowers businesses to thrive in a cashless economy. As the fintech landscape evolves, future enhancements will continue to refine the platform, ensuring it remains a leader in digital financial innovation.